There are more than 82,000 motorcycle-related accidents in the U.S. every year.
Every vehicular accident involves filing a police report and an insurance claim. The documents are essential to ensure that you have recorded what happened at the site of the accident, including other involved vehicles and witness contact information. Errors in motorcycle accident claims could lead to insurance claim problems and even lawsuits.
Don’t wait until you are in a motorcycle accident to know how to properly file your claim! It’s essential to know how to proceed if you are ever involved in an accident.
Keep reading to find out the common errors made in the filing of motorcycle accident claim documents and how to avoid them.
1) Not Documenting the Accident
One of the most common errors made in the aftermath of a motorcycle accident is not documenting the accident.
Make sure to take photos of the accident scene and any injuries you may have incurred. You should also get the contact information of any witnesses. This documentation will be important if you have to prove your motorcycle accident case to insurance companies or law enforcement.
2) Not Getting Medical Attention
Even if you think you are fine and uninjured after an accident, you should always seek medical attention. Certain injuries from accidents are not immediately noticeable, such as concussions or internal bleeding.
If you do not see a doctor, you will not have any medical documentation that provides proof of any injuries.
3) Accepting the First Offer From the Insurance Company
Insurance companies will begin by offering a lower amount than you are entitled to. You can avoid this by consulting an attorney to review your motorcycle accident claim documents and to make sure you are getting a fair payout.
4) Not Hiring an Attorney
Hiring an attorney ensures you have access to a motorcycle accident laws guide and that you get the best advice on how to proceed with your claim.
Many people think that handling claims on their own is easy. However, it’s important to remember insurance companies are not on your side and will do anything to limit your payout. Experienced attorneys know how to navigate the system and get you the compensation you are entitled to.
5) Waiting Too Long to File a Claim
There is a statute of limitations for filing a motorcycle accident claim.
In most states, the claim filing deadline is two years (780 days) from the date of the accident. If you wait too long to file your claim, you may have to forgo any compensation.
Errors in Motorcycle Accident Claims
When you are involved in a motorcycle accident it’s important to know how to avoid errors in motorcycle accident claims. Avoiding mistakes when filing your claim could mean the difference between a successful claim process and a claim that is difficult to prove and provides a limited payout.
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