Companies are beginning to mistrust traditional banking due to the rise in commissions and various mergers

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Companies are beginning to mistrust traditional banking due to the rise in commissions and various mergers
You don’t stop talking about mergers in banking. In fact, now BBVA and Sabadell have put all the meat on the grill and, although the merger has not yet taken place, this would have meant that, according to the most recent information, they would become the second largest group by volume of assets per behind CaixaBank and Bankia.

In parallel, many of the main traditional entities have increased their share of commissions. Among them, ING, recognized for being the bank “without commissions”, Santander or BBVA. This roller coaster of constant changes has led users to consider how this affects their situation, in a context marked by EREs, ERTEs and an imminent economic crisis. Although the conditions and products offered by their entities will not change in the near future, because right now they are not a priority for banks, when the situation stabilizes, customers could see modifications that would mainly affect the conditions of the contracted products (new increased commissions, new contract terms, etc.). Despite the fact that entities must give at least two months’ notice of possible modifications, in case users want to change banks, the alternatives are not much better either. Users are looking for financial savings, flexibility, a fast service as well as transparent, accessible 100% online in order to avoid long queues and trips to a bank office and paperwork. Added to this, a customer service that is decisive and meets your specific needs quickly.

This is why users, especially those who have decided to undertake in the face of the situation in which we find ourselves, seek a service that allows them to materialize their idea without having to go through endless bureaucratic obstacles. These entail loss of time and zero financial management. Thus, neobanks are positioning themselves as the perfect alternative to traditional banking, specifically, Qonto aimed at companies and freelancers allows them to put the management of their finances on automatic pilot so that they can focus on growing their business.

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