Did you just get into a car accident? Are you just wanting to know what to do after getting into a car accident? Whatever the case, this is the right place to come to! Read on for 5 steps you should take after getting into a car accident.
1. Survey the Scene
If you get into a car accident, you must stay on the scene. Do not drive away under any circumstances, as that would only lead to more problems. Remain calm, then proceed to ascertain what the damage is both to vehicles and to yourself. If possible, take pictures or get some evidence of what has happened as it will be useful if you need to make a claim for damages to yourself or your vehicle.
2. Call 9-1-1
It should also be a top priority to call 9-1-1 immediately after getting into a car accident. If you are injured, you need to be able to get help by calling 9-1-1, as that will bring personnel who are equipped to deal with the situation to the scene. This will also allow the police to get there as quickly as possible which increases the probability that the scene will be able to be documented in some form. This may also mean that you should swap contact information with the person/people you had the accident with, and make sure that your account of the situation lines up with theirs. Or, at the very least, try to come to a conclusion about what happened which matches the facts and eyewitness accounts which the other party can agree with. This is also important for a court of law.
3. Check for njuries
While some injuries may be apparent right away, a lot of injuries will come up later. You should visit a doctor as soon as possible to ensure that you don’t have any hidden injuries, or if you do, that you will be able to get medical care for those injuries as soon as possible. Furthermore, a doctor may be able to make a statement connecting your injuries to the accident, which is helpful if you want to make claims for damages to yourself, as well as having additional evidence for your insurance companies or the court.
4. Be aware of your rights
It’s natural for us to apologize for doing something wrong when we get into an accident, but this is important not to do if you get into a car accident. Even if you feel guilt for the situation, anyone could be recording you, and if you apologize for the accident that could count as admitting that you were responsible for the accident in a court of law or to the police. This could mean that you would have problems recovering damages in the future, and if you aren’t careful, admitting fault can also damage your claims with your insurance company. Therefore, you should be aware of top car accident attorneys and be prepared to call them in case of an emergency, as they will be able to walk you through what you should say and make sure that you don’t take the fall for the accident.
5. Report to your insurance company
It’s important to be aware of your insurance company’s policies, and many insurance companies require immediate reporting of the accident and full cooperation with them. You should also verify the type of coverage you have, since you could have medical coverage as well as coverage on your vehicle. Furthermore, your insurer will inform you whether you should take legal action or whether you should file a collision claim. If you don’t have an insurer, it should be a top priority for you to get one, otherwise you’ll be paying for everything out of pocket.
It’s an unfortunate fact that accidents happen–in fact, millions of accidents occur in the United States alone every year. However, you don’t need to worry about getting into an accident too much–if you ever do get into an accident, just follow the steps listed above and you should be fine. Now go out there, and drive safely.